Memorandum
Date: May 23, 2023
To: The Honorable Lake County Board of Supervisors
From: Jessica Pyska, District 5 Supervisor
Subject: Consideration of Presentation on the California Department of Insurance Overview and Safer from Wildfires Framework
Executive Summary:
California Department of Insurance (CDI) Outreach Analyst Durriya Syed will be making a presentation to the Board in response to direction given to staff to reach out to the CDI following the discussion of CAL FIRE’s State Responsibility Area Fire Hazard Severity Zones Map.
The first topic of the presentation today will be an overview of insurance with resources to help homeowners find residential insurance. The second topic will cover the Safer from Wildfire Discounts. Below are the links to resources that will be included in the presentation:
• Top Ten Tips for Finding Residential Insurance to assist you and your constituents in finding replacement coverage, should they receive a non-renewal notice: <http://www.insurance.ca.gov/01-consumers/105-type/5-residential/Top10Tips_FindingResidentialIns.cfm>
• Insurers currently offering discounts: http://www.insurance.ca.gov/01-consumers/105-type/95-guides/03-res/Insurers-Currently-Offering-Discounts.cfm <https://protect-us.mimecast.com/s/msI0CG6EO4h1WKrpcQJLn7?domain=urldefense.com>
The CDI will return for a follow up presentation at a Board of Supervisors meeting in late August or early September to further address concerns of the Board and the community.
If not budgeted, fill in the blanks below only:
Estimated Cost: ________ Amount Budgeted: ________ Additional Requested: ________ Future Annual Cost: ________
Purchasing Considerations (check all that apply): ☐ Not applicable
☐ Fully Article X. <https://library.municode.com/ca/lake_county/codes/code_of_ordinances?nodeId=COOR_CH2AD_ARTXPU_S2-38EXCOBI>- and/or Consultant Selection Policy <http://lcnet.co.lake.ca.us/Assets/Intranet/Policy/Policies+$!26+Procedures+Manual/Ch4_2021v2.pdf>-Compliant (describe process undertaken in “Executive Summary”)
☐ Section 2-38 <https://library.municode.com/ca/lake_county/codes/code_of_ordinances?nodeId=COOR_CH2AD_ARTXPU_S2-38EXCOBI> Exemption from Competitive Bidding (rationale in “Executive Summary,” attach documentation, as needed)
☐ For Technology Purchases: Vetted and Supported by the Technology Governance Committee <http://lcnet.co.lake.ca.us/Assets/Intranet/Intranet+Forms/Information+Technology/AdvPlan.pdf> (“Yes,” if checked)
☐ Other (Please describe in Executive Summary)
Consistency with Vision 2028 <http://www.lakecountyca.gov/Government/Directory/Administration/Visioning/Vision2028.htm> (check all that apply): ☐ Not applicable
☐ Well-being of Residents ☐ Public Safety ☐ Disaster Prevention, Preparedness, Recovery
☐ Economic Development ☐ Infrastructure ☐ County Workforce
☐ Community Collaboration ☐ Business Process Efficiency ☐ Clear Lake
Recommended Action: Direction to staff to communicate with the California Department of Insurance to coordinate a second presentation.