Memorandum
Date: July 9, 2024
To: The Honorable Lake County Board of Supervisors
From: Pam Samac - Human Resources Director
Susan Parker, County Administrative Officer
Subject: a) Consideration of medical carrier change from Anthem Blue Cross to BlueShield with the PPO Navigator; and b) Consideration of dental carrier change from Delta Dental to Ameritas
Executive Summary:
The Benefits Committee, comprised of representatives from various union members, has conducted a thorough review of our current healthcare benefits. After extensive analysis, provider capabilities, and cost considerations, the committee has identified opportunities to enhance our healthcare offerings through a change in carriers.
Staff recommends approval of a change in our current medical and dental carriers for the benefit of our employees and the organization, based on the deliberations and findings of the Benefits Committee. The Benefit Committee met on June 12, 2024, and voted to make the following changes from Anthem Blue Cross to Blue Shield with PPO Navigator and to change our dental carrier from Delta Dental to Ameritas following changes for the 2025 plan year, pending Board Approval.
The Benefits Committee recommends the following changes be implemented.
Medical Carrier: Transition medical coverage from Anthem Blue Cross to Blue Shield, utilizing their PPO Navigator. The County will experience no rate change with this transition; rates will remain consistent with the Anthem renewal and benefits will remain unchanged. Blue Shield is recognized for its strong network adequacy, competitive pricing, and commitment to quality healthcare delivery. Their PPO Navigator program has received positive feedback from similar organizations, aligning well with our organizational goals.
2025 Medical Renewal
Medical Provider
% Increase
Annual Increase
Current Anthem PPO 80
9.3 %
$850,104
Change to Blue 80 Shield PPO w/ Navigator
9.3 %
$850,104
Current Anthem PPO 35
9.3 %
$34,572
Ch...
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